Why You Should Consider The Credit Update for your Credit Restoration and The REAL Benefits of Credit Repair.

I know you are wondering what the actual benefits of credit repair are and why you should work with The Credit Update to repair your credit.  First let's go over why you should consider working with The Credit Update to repair your credit:

-We qualify 94.6% of clients who enroll in this program for a home loan at program completion.  This is an unheard of number and the reason we are able to do this is from communication with our clients and creating a program that really works.

-The average time is takes The Credit Update to complete the credit restoration program for a client is between 45 and 60 days.  Many people think it will take months and months to repair their credit and that is not necessarily the case.  Every individual has different credit needs and we tailor our program to meet those needs.  Your repair may take as little as three days or as long as 8 months as every case is different.

-The Credit Update is one of the least expensive credit restoration programs out there.  We charge a one time fee that pays for the Road Map to Credit Repair where other companies charge a set up fee and a small monthly fee to repair your credit.  Did you know that the average time it takes a monthly pay credit repair company to repair credit is two years.  If you think about it this makes sense as why would they want to repair your credit quickly if they can make money off of you month after month after month.  Our goal is to repair your credit as quickly as possible so that you can buy a home at the time that is best for you.

-We work as a team with lenders and real estate professionals in order to get you qualified for a mortgage as quickly as possible.  Many people find a home they want to buy before they have the credit to qualify to purchase it.   When we work as a team to get your credit to qualifying standards quickly we help you achieve your dream of home ownership in the shortest amount of time possible.

Credit repair is more important today than ever before due to stricter lending standards in the mortgage industry and higher credit score requirements.  Good credit can literally mean the difference between buying a home and renting indefinitely.  Less than perfect credit cost you more money every month on every item you purchase.   Wouldn't you like to save money on everything you purchase?   Don't you want to qualify for the best possible interest rates?    The simple fact is that better credit helps you get better financing options and save money every single month for the rest of your life.  Here is a real world scenario that details how much good credit can save you every month on your mortgage loan:

Credit Score:  720                                                 550

Loan Amount: $200,000                                         $200,000

Loan Type: FHA                                                    FHA

Interest Rate: 4.375%                                            6%

Down Payment: $7,000                                          $7,000

Estimated payment: $1126.05                                 $1321.49

Monthly Savings: $195.44 for better credit

Total savings over the life of the loan: $70,358.40!